Typically there is a fee just for booking the truck. Things that will drastically impact the price include what type of vehicle you are towing and what type of tow truck you need.
If you are towing a motorcycle the cost will vary. If you are getting towed on a night, weekend or holiday you will definitely be paying more for the tow truck drivers inconvenience, so be sure to factor that into your estimate. See the chart below for pricing guidelines and give a few tow truck companies a call to get quotes. It is important to note that towing a car from the scene of an accident will cost you more, but the cost will generally be covered by your insurance policy.
The cheapest way to tow a car is by using roadside assistance or having your insurance or extended warranty company tow the car. If these are not options for you, calling a friend or family member with the proper experience and equipment to pull the car is your next best option when keeping prices low.
The answer to this question is that yes, in some cases insurance will cover the cost of your tow. However, it does depend on the insurance provider and what your policy includes. When you sign up with your insurance company, they will ask you if you want to add on extras.
Roadside assistance is one of the extras that you can tack onto your policy, but it will increase the price of the policy premium. In most cases it can be a good idea to add on the extra cost because it will cost you less than what roadside assistance would cost you otherwise.
Including this type of coverage in your policy can ultimately save you time and money in a sticky situation. Costs for a tow can depend on your location and car. The cost may go up if you need your car towed at night, a weekend, or a holiday. Also, keep in mind that a standard tow costs less than towing a car due to an accident. Towing a car from the scene of an accident typically comes at a higher cost. These memberships can be purchased from other roadside assistance companies as well.
That's why it's not rare to deal with towing service companies requesting extremely high prices just because they argue that there is no standardized price for towing service. To avoid getting involved in such a situation, it is always important for you as a driver to keep good contacts information with a reliable towing service recommended probably by a friend or a dealership where you reach out to them whenever you are in need.
It is known that when a person is under pressure or stressed out because of any situation, it's hard for him or her to make a wise decision, especially when it comes to paying a service that will help you get out of your problem. Therefore, do not get yourself to that point and be prepared for such emergencies.
It all depends on your insurance company and your policy. Some companies have additional features like roadside assistance, where you can add it on top of your base policy. Do not expect that this feature will come automatically with your regular base price auto insurance option.
Once you figured out that your insurance company covers the towing service, it is very important to understand the details. For example, your insurance company might have a specified mileage range where they provide you with roadside assistance, and after this mileage range, they will start charging you on top of that. Therefore, do not get surprised with additional fees because you don't know the maximum mileage; they are willing to help you. If you don't know for sure whether your insurance company covers the towing service, it is recommended that you give them a call immediately after needing the towing service and before reaching out to the towing company.
It doesn't hurt to spend additional minutes investigating this because it can save you tons of money. Does it make sense to pay extra fees where you might be covered under the insurance company you're already paying for them over the last month?
It might be worth investigating whether it's a good option to have roadside assistance on top of your insurance policy. The roadside assistance basically indicates that your insurance company will help you when you are stuck on the road due to any reason. The coverage depends heavily on the mileage.
There are other options for charging roadside assistance. For example, your insurance company might tow you that they have a flat rate for every miles despite what the towing service will charge them. What Impacts the Cost of a Tow? Roadside Assistance. Roadside Assistance Memberships. By Emily Delbridge. Emily Delbridge is an authority on car insurance and loans who contributed to The Balance for nine years. Delbridge is a licensed Personal Lines Insurance Agent who has been in the insurance business since Since joining the industry, she has significantly contributed to the book of business for independent agency, Great Michigan Insurance.
Learn about our editorial policies. Reviewed by Doretha Clemon. Article Reviewed October 21, Doretha Clemons, Ph. Learn about our Financial Review Board.
Having roadside assistance through your insurance company or a club like AAA can significantly reduce the cost of having your car towed.
Finding a mechanic nearby could really help reduce the cost of your tow. Article Sources. Your Privacy Rights. To change or withdraw your consent choices for TheBalance.
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